What is the biggest financial issue on your mind right now?

Please be as specific as possible and go beyond simple answers like ‘debt, retirement, cash flow, taxes, mortgage, marriage, kids, etc.’  

For example, you might say, “I don’t know how I’ll ever be able to afford to retire with the size of my mortgage and other debt”, or “I am doing ok with money, but would like to help more and don’t know how I could without taking big risks.”